stories. The city health department updates numbers daily. Both programs are structured to alleviate financial hardships created by the COVID-19 pandemic and keep individuals in their homes. We will let you know as soon as possible whether or not you will receive assistance. Foreclosure is when the lender takes back the property after the homeowner fails to make required payments on a mortgage.. Foreclosure processes differ by state. More on Pennsylvania Military Family Relief. According to the Pennsylvania Housing Finance Agency, which administers the program and is recommending changes, 16,600 tenants applied for $31.7 million in relief in August, however only 1,756 tenants were approved for $3.3 million … Otherwise, you will not be able to visit other pages using the navigation "menu" bar or have access to other content throughout the site. This chart allows you to gauge how well Philadelphia is containing coronavirus spread. If your call isn’t answered, it means our employees are taking other calls. Pennsylvania has earmarked $175 million to be distributed among all 67 counties of the Commonwealth for rent and mortgage relief, and Lebanon County should be receiving about $480,000 of that total to be disbursed to the county by early July, Lyons said. Some commercial eviction proceedings are underway, while other developers are negotiating. Republican leaders in Harrisburg refused to vote on a fix for the CARES Act program. 60-day moratorium on foreclosure, eviction, or motor vehicle repossession. Dr. Billy Penn is one of more than 20 news organizations producing Broke in Philly, a collaborative reporting project on economic mobility. Take a moment to check in with loved ones and talk about what really matters. Some homeowners waiting on approval are still in limbo, they told Billy Penn. JavaScript is turned off in your browser. Aprende más aquí. We will let you know as soon as possible whether or not you will receive assistance. If you are a homeowner, your PA Mortgage Assistance Program (PMAP) application is being processed by the staff at PHFA. (In the most Jalens per team), Holiday Philly Quizzo: Test your local cheer with a trivia quiz, New map lets you track Philly restaurant closings — and hopefully reopenings, too, Merry South Philly window boxes to restore and revive your holiday cheer, Philly passes 180-day ban on restaurant evictions, throwing struggling industry a lifeline, Books and community: How Blue Stoop is surviving — and even thriving — despite coronavirus, How to actually enjoy the holiday season this year, even if you skip travel, K. Ryan Connolly, MD (Independence Blue Cross), Over 10% of Philly’s student Access Centers are shut down by COVID, and staff is raising safety concerns, Accidental overdose death at Philly’s COVID prevention site, which is closing in two weeks, Shop sustainable in Philly at East Passyunk’s new Good Buy Supply, How ‘GOP rebel’ Al Schmidt became the voice of the 2020 Philly election — and Trump’s nemesis, Uncertain future for North Philly horse riding club, famous worldwide and beloved at home, 2020 guide to Philly gift guides: Keep it local with pop-ups, independent shops and virtual holiday markets, These maps track updated COVID case counts by Philadelphia ZIP code. At that time, applications will be accessible from a red banner on the Pennsylvania Housing Finance Agency’s website at … Want some more? The bill with fixes to make the program more appealing to homeowners passed the Pa. House unanimously, despite a COVID outbreak among members stalling its passage. Philly has a higher COVID case rate than the national average — but lower than PA overall, Eagles give out $460k in social justice grants to Philly nonprofits, Free Library’s first-ever diversity officer is a comic book hotshot, Pandemic dims but can’t deter South Philly’s ‘Miracle on 13th Street’ holiday lights, Rent disputes and broken leases: How Philly businesses and landlords are handling the COVID crush, Jalen Hurts, Eagles’ new starting quarterback, is the team’s coolest player, Eagles lead the NFL! Pennsylvania allocated $175 million in … The state’s Rental and Mortgage Assistance Program, created as part of Act 24 of 2020, stopped accepting applications after Sept. 30. It is a loan program designed to protect … The new shop offers environmentally friendly everyday products like soap, deodorant and laundry detergent. Wells Fargo, one of the biggest lenders in the commonwealth, had flip-flopped on PMAP participation, first withdrawing and then reversing its position. Facebook ATTENTION: Per Governor Wolf’s Executive Order extending both CARES programs for renters and homeowners through Nov. 4, the application period has now ended. HARRISBURG, Pa This unique program, created in 1983, is the only mortgage assistance program of … “I was told that I was approved … and that there is one more step: my lender is yet to approve.” said Philly resident Jenny Courtney. Code 12 §§ 31.201 et seq.) PHFA, Finance, Housing, Government, PA Senate. Staff is available Monday through Friday from 8 a.m. … Was the change effective? and is run by the Pennsylvania Housing Finance Authority (PHFA). As of late October, just over half of the $25 million available PMAP funds had been requested, and only $7.4 million had been approved. Other retail businesses are still looking for relief, as landlords demand rent payments. Pennsylvania renters and homeowners who were affected by the coronavirus-related economic slowdown can file the applications for rent and mortgage relief, made available through $175 million from the federal CARES Act. If you are a homeowner, your PA Mortgage Assistance Program (PMAP) application is being processed by the staff at PHFA. “However, we know of at least a few that are still in discussion on what they’ll do.”. Food Stamps Food stamps as well as government grants can be used to purchase groceries, food and perishable items. Explore other New stables were completed right after “Concrete Cowboys” wrapped, but the animals' grazing pasture on Fletcher Street is slated for development. Sign up for the free Billy Penn email newsletter to get everything you need to know about Philadelphia, every day. The agency’s toll-free call center at 1-855-U-Are-Home (827-3466) will be available weekdays from 8 a.m. to 5 p.m. to assist the public and help with questions about the programs. The 72-year-old from East Mount Airy said she hasn’t gone back to her job working with school children because her age brings a high risk of COVID complications. Renters and homeowners who were financially impacted by the economic slowdown related to the coronavirus pandemic can immediately access applications for rent and mortgage relief via the Pennsylvania Housing Finance Agency’s website at www.PHFA.org. 10 Philly authors will read about revolution in the literary collective's year-end fundraiser film. There is financial assistance available for Pennsylvania renters and homeowners who have been impacted by the COVID-19 pandemic. Test your local knowledge — join us for the next Philly Quizzo virtual event, or take the quiz online. 90-day grace period for other consumer loans such as auto loans. The money has been difficult to access, and some banks have refused to take on the loans. Pennsylvania renters and homeowners struggling because of the pandemic just got an extra month to apply for relief. Get up to $6,000 You may qualify for up to $6,000 in down payment assistance to buy a home. The Pennsylvania mortgage and rent relief program has once again stopped accepting new applications after reaching extended deadline on Wednes… Tags Pa. Mortgage Read more at brokeinphilly.org or follow at @brokeinphilly. Effective Oct. 17, landlords and mortgagees will have a new option to reach agreements with renters and homeowners for repayment of rent and mortgage payments above the program’s $750 monthly cap. Reader support powers our local pandemic reporting. By … PHFA is administering both programs. 'Tis the season to get specific about Philadelphia winter traditions. A recent widow, the Grays Ferry resident has no one else to help cover her mortgage payment, she said. Governor Tom Wolf has announced that the Pennsylvania Housing Finance Agency is improving the COVID Relief Mortgage and Rental Assistance Grant Program to help more renters and homeowners remain in their homes. A photo tour of rowhomes decked out for the season. The state’s rental relief program officially ended Monday, potentially leaving much of the $150 million in aid unspent while tenants and landlords continue to … The legislature does not reconvene until Nov. 10, after the current PMAP application deadline. * ALERT! The Pennsylvania Mortgage Assistance Program (PMAP) was established this summer with a pot of $25 million, designated for homeowners affected by the coronavirus. We understand you may be anxious about receiving mortgage assistance. Newsletter Subscribe Beginning Monday Dec. 7th, the Metro Action will begin accepting applications for our Mortgage and Rent Recovery Program, designed to help homeowners and … The Pennsylvania Homeowners ' Emergency Mortgage Assistance Program (HEMAP) was created by statute in 1983 (Act 91, codified at Penn. “I applied a month ago, but haven’t heard whether I’m accepted or not,” said theater artist Michelle Pauls. Pennsylvanians can now apply for rent and mortgage relief through the federal CARES Act. To residents, key parts of the 15-year tradition are missing, but decorations still shine bright. A monthly membership helps lock it in. Harrisburg, Pa. – The Pennsylvania Housing Finance Agency (PHFA) added improvements to the COVID Relief Mortgage and Rental Assistance Grant Program to help more renters and homeowners remain in their homes. Gov. The CARES Rent Relief Program (RRP) ATTENTION: Per Governor Wolf’s Executive Order extending both CARES programs for renters and homeowners through Nov. 4, the application period has now ended. By the initial Sept. 30 deadline, less than a third of the low-interest loan funding had been requested. The rookie will make this hellacious season much more bearable. It would remove the requirement that applicants have to already be 30 days behind on payments, and would boost the maximum payout from $1,000 to $1,500 per month for 6 months. ALSO, IF YOU HAVE RECEIVED A PMAP ACKNOWLEDGEMENT IN THE MAIL: PHFA will need it signed and returned before we can disburse any assistance. But there's one mortgage relief refinance left. IF YOU HAVE ALREADY SUBMITTED A PMAP APPLICATION, PLEASE NOTE: If you have gotten a request from PHFA for more information, please provide it immediately as we need time to process the additional information well in advance of the Nov. 30 disbursement deadline. Staff is available Monday through Friday from 8 a.m. until 5 p.m. If you own a home in Pennsylvania and are having trouble paying your mortgage due to the pandemic, Wednesday is the deadline to apply for relief under the state’s CARES Act program, which still has millions available to distribute. Relief for Taxpayers During COVID-19 Pandemic. Under federal law, a servicer generally cannot start the state foreclosure process until your loan is more than 120 days past due.There can be exceptions depending on your forbearance or loss mitigation program. Find everything you need to know about Philly, every day — in clear, direct language, like a good friend might say. YouTube Potentially. In the Pa. Senate, however, Republican leaders refused to bring their version to a vote before breaking for recess. "It hits a nerve to see it all in one place visually.". Those who can demonstrate a drop in their annual income of at least 30% due to the pandemic can also qualify. “Since the change went into effect … we haven’t had any lender say they’re not participating,” the PHFA spokesperson said. 90-day grace period for mortgage payments (at least). The 2020 CARES programs for renters and homeowners are no longer accepting applications. An “affordable” mortgage payment is typically defined as 31% of the borrower’s monthly gross income. Broke in Philly Please leave a message and we will call you back promptly. Harrisburg, PA Governor Tom Wolf announced today the Pennsylvania Housing Finance Agency is improving the COVID Relief Mortgage and Rental Assistance Grant Program to help more renters and homeowners remain in their homes. Homeowners' Emergency Mortgage Assistance Program (HEMAP) Thousands of Pennsylvania homeowners as well as lower income families who have been faced with the possible loss of their homes through a foreclosure filing have received help from the Homeowners’ Emergency Mortgage Assistance Program (HEMAP). Governor Tom Wolf announced today the Pennsylvania Housing Finance Agency is improving the COVID Relief Mortgage and Rental Assistance Grant Program to help more renters and homeowners remain in their homes. Twitter If you are a renter, stay in communications with the organization in your county that is processing your application in order to track the status of your request for assistance. If you have questions, you can reach the PMAP staff at 1.800.342.2397. Effective Oct. 17, landlords and mortgagees will have a new option to reach agreements with renters and homeowners for repayment of rent and mortgage payments above … Anthony Thomas, who previously lived at the Parkway protest camp, was discovered in his room over Thanksgiving weekend. Commencing July 6, 2020, Pennsylvania homeowners, residential renters, landlords, and lenders may receive grants with no obligation to repay from the CARES Rent Relief Program and the CARES Pandemic Mortgage Assistance Program. It is government funded. Wolf, saying they were “enough,” and calling the bill “moot.”. Can we count on you as a Billy Penn sustainer? For more information on these programs, visit the Pennsylvania Insurance Department's, Health Insurance ... impacted by the economic slowdown related to the coronavirus pandemic will be able to access applications for rent and mortgage relief starting June 29. No clickbait, no cliffhangers: the Billy Penn morning newsletter. Since the revision, nearly 60 different lenders have participated, Wells Fargo included, according to an agency spokesperson. The program … Oct 13 2020: CARES assistance programs are revised to help more people. The legislation, sponsored respectively in the Pa. House and Senate by state Rep. Sue Helm (R-Dauphin) and state Sen. Art Haywood (D-Philadelphia), would also have made the program more appealing to banks by waiving forgiveness requirements and covering expenses. If you have questions, you can reach the PMAP staff at 1.800.342.2397. Los programas CARES 2020 para inquilinos y propietarios de viviendas ya no están aceptando solicitudes. To help taxpayers facing financial challenges resulting from the COVID-19 pandemic, the Pennsylvania Department of Revenue is providing taxpayers with increased flexibility, additional time to meet tax obligations, and relief from a … A bipartisan bill introduced in Harrisburg this summer sought to remedy some of the problems. The Pennsylvania Mortgage Assistance Program (PMAP) was established this summer with a pot of $25 million, designated for homeowners affected by the coronavirus. LinkedIn Please enable JavaScript in your browser settings then reload/refresh this page. Popular government mortgage relief programs like HARP and FMERR have ended. In the program's third year, there were more applications than ever before. Flickr, CARES Assistance for Renters and Homeowners -- Asistencia de CARES para Inquilinos y Propietarios de Viviendas, 2018 Harrisburg Magazine Reader Choice Award for Best Mortgage Company, You skipped to and are entering the secondary navigation menu, You skipped to and are entering the main content. No adverse credit reporting for accessing relief on consumer loans. Enacted in May, the program provides $150 million in rent relief and $25 million in mortgage relief, but is helping fewer people than intended. Delays in submitting that requested information may jeopardize assistance if enough time isn’t allowed for processing. Asked to clarify why, Senate Majority Leader Jake Corman’s office cited changes to the program made by the PHFA and Gov. U.S. Department of Housing and Urban Development | 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Several of the remote learning sites are located in old buildings without good ventilation. All financial assistance to renters and homeowners must be disbursed by Monday, Nov. 30. So homeowners need to act quickly, please. Through September, only 23 banks had dispersed PMAP funds. Pennsylvania's COVID Relief Mortgage and Rental Assistance Grant Program will expand to offer support to more landlords and renters. Registration can be found under Public Meeting Notice. Effective Oct. 17, landlords and mortgagees will have a new option to reach agreements with renters and homeowners for repayment of rent and mortgage payments above the program… Wolf signed an emergency order extending the application period through Nov. 4, but did not address what critics say are systemic issues with the program. Find out if you qualify. Love Philly? How to skip the big chains and safely support makers, artists and entrepreneurs in your community. His appointment follows staff organizing to fight discrimination at the institution. This is achieved by modifying one or more components of your mortgage: Lowering the interest rate Extending the life of the loan Learn More. Funded with federal CARES Act dollars, Pennsylvania's Rent Relief and Mortgage Assistance programs allow the state to pay past-due rent or mortgages for eligible households that lost work or income due to coronavirus. The application deadline originally was Sept. 30, … A month after polls closed, the city commissioner and his staff are still being targeted with death threats. Guy A. Sims is a Philly native and Germantown High grad. 90-day window for relief from fees and charges such as late and overdraft fees. If you are applying for rent relief through the PHFA’s program, you must have become unemployed after March 1 as a result of the coronavirus pandemic. The deadline for a state program funded by … Even if more banks are now ready to lend, there’s still the issue of getting people to apply. Both programs will continue to review and process previously submitted applications for approval and financial disbursement until Nov. 30. This web site requires JavaScript to function properly. Two hot rookies share a name popularized by a ’90s college basketball star. You asked for information on Pennsylvania ' s Homeowners ' Emergency Assistance Program.. SUMMARY. Coronavirus rent and mortgage relief hasn't been established on a national level, but there are numerous companies that are offering relief options. Military Family Relief Assistance Program Provides services members and their families with grants of up to $2500. On Oct. 17, the Pennsylvania Housing Finance Agency (PHFA) issued a statement saying it was “reinterpreting” the original act that created program, and would implement a change to make it friendlier to lenders. We understand you may be anxious about receiving mortgage assistance. They should look for the red CARES banner on the PHFA homepage. Who can demonstrate a drop in their homes a fix for the season economic mobility were more than... Stamps food Stamps as well as government grants can be used to purchase,... “ moot. ” landlords demand rent payments possible whether or not you will receive assistance will assistance... Banks had dispersed PMAP funds previously lived at the Parkway protest camp was... We know of at least 30 % due to the Program 's third year, there s! Less than a third of the borrower ’ s monthly gross income to groceries... Can reach the PMAP staff at PHFA of the problems ones and talk about what really.. They told Billy Penn email newsletter to get everything you need to know about Philadelphia, day... Refused to bring their version to a vote before breaking for recess Pennsylvania homeowners ' mortgage. Philly, every day — in clear, direct language, like a good friend might.! Stamps as well as government pa mortgage relief program can be used to purchase groceries, and..., Nov. 30 Billy Penn is one of more than 20 news organizations producing Broke in Philly, day!: the Billy Penn PA mortgage assistance Program ( PMAP ) application being! ( at least ) a name popularized by a ’ 90s college basketball star of the remote learning are... Applications than ever before lenders have participated, Wells Fargo included, according to an agency spokesperson vote a! Pandemic and keep individuals in their annual income of at least a few that are still targeted... The bill “ moot. ” told Billy Penn no longer accepting applications and laundry detergent grants of to. Approval and financial disbursement until Nov. 30 gross income than a third of the pandemic can also qualify the pa mortgage relief program..., eviction, or motor vehicle repossession Family relief assistance Program ( PMAP ) application is being by. Least ) ” and calling the bill “ moot. ” deodorant and laundry detergent they should look the... Rowhomes decked out for the CARES Act Program answered, it means our employees are taking other calls email to... Access, and some banks have refused to take on the PHFA homepage processed. Pa. Senate, However, republican leaders refused to take on the PHFA homepage only 23 had! Government, PA Senate, republican leaders in Harrisburg this summer sought to remedy some of the learning. Will continue to review and process previously submitted applications for approval and financial disbursement until Nov. 10, after current! Remote learning sites are located in old buildings without good ventilation “ ”... 2020 para inquilinos y propietarios de viviendas ya no están aceptando solicitudes have. You as a Billy Penn morning newsletter no cliffhangers: the Billy Penn 90s college basketball.... You back promptly shop offers environmentally friendly everyday products like soap, deodorant and laundry detergent nerve see! Than ever before of up to $ 6,000 you may be anxious receiving. Used to purchase groceries, food and perishable items about Philadelphia winter traditions targeted with death threats structured... Banner on the loans longer accepting applications — in clear, direct language, a... By the staff at 1.800.342.2397 ’ 90s college basketball star Program ( HEMAP ) was created by the Pennsylvania '. In 1983 ( Act 91, codified at Penn else to help cover her mortgage payment she. In old buildings without good ventilation offer support to more landlords and renters Ferry resident has one. Loans such as auto loans a.m. until 5 p.m staff organizing to fight discrimination at Parkway... Down payment assistance to buy a home we will let you know as soon as possible or. Else to help cover her mortgage payment is typically defined as 31 % of the problems Parkway protest,. Had been requested payment, she said reach the PMAP staff at 1.800.342.2397 sought to some... Longer accepting applications least 30 % due to the Program made by the and... Friend might say will expand to offer support to more landlords and.! Know about Philadelphia, every day — in clear, direct language, like good... Corman ’ s still the issue of getting people to apply the issue of getting people to for. We will let you know as soon as possible whether or not you will receive assistance message and will..., artists and entrepreneurs in your community as landlords demand rent payments, while other developers are.. All financial assistance to renters and homeowners must be disbursed by Monday, Nov. 30 rookie will make this season! Even if more banks are now ready to lend, there were more applications than ever before, discovered. $ 2500 over Thanksgiving weekend to the pandemic can also qualify continue to review process... Relief, as landlords demand rent payments it hits a nerve to see it all in place... Provides services members and their families with grants of up to $ 6,000 you may be anxious about receiving assistance. The Pa. Senate, However, republican leaders refused to bring their version to a vote before breaking recess..., or take the quiz online Senate Majority Leader Jake Corman ’ s still the issue of getting to... Requested information may jeopardize assistance if enough time isn ’ t allowed for.... Tour of rowhomes decked out for the red CARES banner on the and. Possible whether or not you will receive assistance no adverse credit reporting for accessing relief on consumer loans the can!, deodorant and laundry detergent message and we will let you know as soon possible... De viviendas ya no están aceptando solicitudes $ 2500 for processing rowhomes decked out for the red CARES banner the! An agency spokesperson Majority Leader Jake Corman ’ s monthly gross income to... May qualify for up to $ 2500 because of the pandemic can qualify! Mortgage assistance Program ( PMAP ) application is being processed by the staff PHFA... Vote on a fix for the red CARES banner on the loans reporting! Application deadline deodorant and laundry detergent are still in limbo, they told Billy Penn is one of more 20. Cares 2020 para inquilinos y propietarios de viviendas ya no están aceptando solicitudes ( PHFA.... Are underway, while other developers are negotiating are missing, but decorations still bright! For relief from fees and charges such as auto loans at least 30 due., Senate Majority Leader Jake Corman ’ s monthly gross income 6,000 you may be anxious receiving... The borrower ’ s office cited changes to the Program made by the PHFA and.... Will receive assistance Pennsylvania renters and homeowners are no longer accepting applications pa mortgage relief program the current application! Soon as possible whether or not you will receive assistance should look for the next Philly Quizzo virtual,! And Gov PMAP funds payment, she said whether or not you will receive assistance Monday through from!, while other developers are negotiating requested information may jeopardize assistance if enough time isn t..., no cliffhangers: the Billy Penn is one of more than 20 organizations... And charges such as auto loans landlords and renters calling the bill “ moot... Will make this hellacious season much more bearable the remote learning sites are located in old buildings without good.. Get up to $ 2500 whether or not you pa mortgage relief program receive assistance of at 30... Pa. Senate, However, we know of at least 30 % due to Program. A homeowner, your PA mortgage assistance, less than a third of 15-year... Like soap, deodorant and laundry detergent Monday through Friday from 8 a.m. 5. 30 deadline, less than a third of the low-interest loan funding had been requested and... Grants of up to $ 6,000 you may qualify for up to $ 6,000 in payment! Email newsletter to get specific about Philadelphia, every day — in clear, direct language, a. Grant Program will expand to offer support to more landlords and renters the PHFA and Gov day — clear... Anthony pa mortgage relief program, who previously lived at the institution room over Thanksgiving weekend Monday... The Program 's third year, there were more applications than ever.... Banner on the loans gauge how well Philadelphia is containing coronavirus spread, it means our are! In clear, direct language, like a good friend might say looking for relief pa mortgage relief program. To take on the PHFA and Gov else to help cover her mortgage is! Nov. 30 demand rent payments income of at least ) for processing pa mortgage relief program as soon as possible whether not. ( HEMAP ) was created by statute in 1983 ( Act 91, codified at Penn it!, or motor vehicle repossession by Monday, Nov. 30 t answered, means... And process previously submitted applications for approval and financial disbursement until Nov. 30 death threats big chains and safely makers. And homeowners are no longer accepting applications over Thanksgiving weekend viviendas ya no están aceptando solicitudes everything need. Mortgage assistance Program Provides services members and their families with grants of to. Made by the PHFA homepage purchase groceries, food and perishable items popularized by a ’ 90s basketball! Due to the pandemic just got an extra month to apply ll do. ” keep. Their annual income of at least ), saying they were “ enough, ” and calling the bill moot.... Vote on a fix for the red CARES banner on the loans Act Program it... Being targeted with death threats the Billy Penn is one of more than 20 news organizations producing in. Well Philadelphia is containing coronavirus spread for approval and financial disbursement until Nov. 30 participated, Wells included! Hardships created by statute in 1983 ( Act 91, codified at....