By using your zip code, we can make sure the information you see is accurate. 3) PNC account number Any PNC Bank checking, savings, money market, … Virtual Wallet starts with Spend, which is a checking account, and digital tools to help you manage your money and stay on track. Victims of these scams can lose hundreds or thousands of dollars or more. Some banks, such as Citi, include complimentary official checks as a perk for certain accounts. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. To get the most of this PNC experience, Certified checks; Cashier’s or Treasurer’s checks; US Treasury checks ; N/B: Regardless of the type of check you want to cash at PNC Bank, always carry your identification documents. The reason you’re probably here is because you want to know, “does PNC Bank use ChexSystems?” Unfortunately, the answer is, yes, they do. Terms & Conditions. When you write a certified check, the money is drawn directly against your personal checking account, and your name and account number appear on the check… This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. In the event PNC determines that there has been fraudulent or excessive ATM usage on the account, PNC is not obligated to reimburse any related surcharge fees, and any related reimbursements must be repaid. A certified check is a personal check that the bank will confirm has the proper amount of funds in the account to cover the check and has a genuine signature. There are numerous banks and credit unions that don’t use ChexSystems. NerdWallet strives to keep its information accurate and up to date. and up to 8 additional PNC Bank consumer checking accounts you have chosen to link1 $25,000.00 combined average monthly balance across PNC Bank consumer deposit and/or PNCI investment accounts you have chosen to link1 $5,000.00 in qualifying3 monthly direct deposits to this account during the statement period Monthly service charge waived on up to 8 additional consumer checking, savings … I asked PNC for some tips on how to spot a real check vs. a fraudulent check. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as "Cash Trans Promo Reward" on your monthly statement. Then it freezes that amount for the certified check payment. » Interested in alternatives? One automatic courtesy refund of any Overdraft Item or Returned Item fees associated with the first overdraft event. Fee is waived for military customers. A cashier’s check is a safe way to make large payments. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account. Only the bank that issued a cashier’s check can truly verify it. PNC Bank is the fifth largest bank in the United States, just outside the so-called Big Four of the U.S. banking industry. Many branches only allow account holders access to this service, though some locations will allow non-account holders to purchase a cashier’s check . Learn how long it takes a check to clear at the top banks and when check deposit funds will be available for withdrawal. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. A College Student's Guide to Build Good Credit, What You Need to Know Before You Finance Your Next Car, Making Your Money Work Harder at Tax Time & Beyond, How to Make the Most of Your New Virtual Wallet®. We’ll show you how you can save the most money by ordering PNC checks. Fees can be $15 or higher. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. We have tools to help you bank when and where you want. In today's world, you need more than just a checking account. How do I dispute a transaction I do not recognize? 8 Best Bank Bonuses and Promotions of January 2021, Overdraft Fees: Compare What Banks Charge, Best High-Yield Online Savings Accounts of January 2021. Below is a list of what we believe are the top 3 options. 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